The Steward Select Bond Fund seeks to provide high current income with capital appreciation and growth of income. The Fund implements an active investment approach and invests in fixed income securities of corporations, mortgage backed securities, U.S. Treasury and Agencies. Invesments are screened in accordance with the Fund's cultural values policies and those companies failing to meet the criteria are removed from investment consideration.

Sector Diversification - As of 12/31/09

The Fund seeks to indentify short-term and long-term trends in interest rates to determine an appropriate maturity/duration for the portfolio.  The Fund also seeks to compare bond market sectors to determine which sector currently offers the best investment opportunities.

RISK FACTORS: The Fund may not achieve its stated investment objective. Please be aware that the Fund may be subject to certain additional risks such as Credit and Interest Rate Risk. The Fund could lose money if an issuer of fixed income securities defaults on its interest payments, fails to repay principal or its credit rating is downgraded. In general, bond prices rise when interest rates fall. This effect is usually more pronounced for bonds with long-term maturities. Please see the Fund's prospectus for a further explanation of these risks.

Performance & Fund Characteristics  |  Fund Holdings  |  Prospectus  |  Steward Application